Tools
Every Shelter tool in one place
Shelter is a single product, but the work it does shows up under different searches: cash flow, overdraft, bills, subscriptions, payday timing, debt payoff. Pick the entry point that matches what you are dealing with right now.
Cash flow forecasting
Project your bank balance 30 days ahead so you can spot tight weeks before they arrive.
Overdraft protection
Forecast-first protection that catches the dip days before your bank charges a fee.
Safe to spend
Turn your raw balance into a single number you can actually trust between paychecks.
Bill tracker
Detect recurring bills automatically and see when due-date stacking creates real risk.
Subscription tracker
Find recurring charges and zombie subscriptions, then prioritize cuts by cash flow impact.
Paycheck planning
Plan between paydays with bill-aware balance forecasting and safe-to-spend guidance.
Low balance alerts
Earlier than threshold-based bank alerts, with the bills and timing that explain the dip.
Irregular income planning
For freelancers, gig workers, and anyone whose deposits do not arrive on a fixed schedule.
Debt payoff
See when an extra debt payment is actually safe given the bills coming up next.