Shelter pricing
Know what is actually safe to spend before bills, debt, subscriptions, and payday timing turn into a problem.
Shelter is one subscription: $9.99/month or $79/year, with a 14-day trial. Daily briefs, before-you-spend checks, bill timing warnings, and evidence-backed next moves.
Before you subscribe
- When does billing start?
- You connect your bank and see your first brief free. The 14-day trial starts when you add a card in Stripe, and billing begins after the trial unless you cancel before it ends.
- Can I cancel anytime?
- Yes. No contracts, no cancellation fees, and no hoops. Cancel from Settings and you will not be charged again after the current billing period.
- What is included?
- One paid plan includes a forecast to your next payday, a safe-to-spend number that updates as your bank syncs, what-if checks before you buy, bill timing warnings, ideas for freeing up money, Ask Shelter chat with evidence, and optional Telegram updates.
- Is my bank data safe?
- Shelter connects through Plaid with read-only access and never stores your bank login. Financial data is encrypted in transit and at rest, and Shelter does not sell your financial data.
- Can Shelter move money from my accounts?
- No. Shelter gives guidance, alerts, and planning only. It cannot transfer, withdraw, pay bills, change subscriptions, or make account changes for you.
- Can I switch between monthly and annual?
- Yes. You choose monthly or annual billing when you subscribe, and you can manage your billing from account settings.