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Know what is safe to spend.

Open the brief that turns your balance into a clear daily spending number.

  • Bills accounted for before you spend
  • Subscriptions checked automatically
  • Payday cushion kept visible

Guardian brief

The number your bank app does not show.

Safe today$412.84
Bills covered$326
Cushion kept$180
Payday runway8 days
Evidence shownMove readyCash protected

Guardian move: keep dining under $45 tonight.

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Continue to Shelter

Reopen your safe-to-spend number and latest Guardian move.

Read-only accessPowered by Plaid. Shelter never sees or stores your bank credentials.
Zero move policyFunds stay in your bank. No transfers, payments, or withdrawals.